First Time Home Buyers? Watch your steps

Buying a home for the first time is a an exciting event we all would love to experience in our lives. In a market as teeming with activities as the Cayman Real Estate, you can expect to find a great variety, no matter what kind of requirement you have. There are however certain things you would have to look towards giving prime focus once you decide on buying a Cayman property for the first time.

• How much can you afford? - Before going out and comparing kitchen and bathroom lay-out, let's fend for your loan and mortgage capacity. How much can you afford? Your lender would try convincing you till the bones about how you can afford. Use mortgage calculators and make an estimate of how much you can actually afford.
• Have you chosen the right agent? - Agents have an important role to play in your home buying decision. Have you got hold of the right one? Make proper interrogations before you hire a Real Estate Agent. There are a lot of them dealing in Cayman properties. Any agent registered with CIREBA would be a reliable source
• Are you visiting the right properties? - Deciding on what you actually require is very important. Just going on visits blindly without being clear what actually you are looking for, would do nothing better than confuse you.
• Have you performed an inspection? - Property inspection is extremely necessary. When you have become absolutely certain about which property you wish to buy, it is imperative that you perform a quick inspection. This lets you know at which places is the house lacking and what are the probable costs that you could expect to pay for once you move in.
• Did you check which appliances are working? - A seller would lure you with all kinds of small and big appliances to be included in the sale. Don't just nod in assertion. Check whether all these appliances are in working condition or not.

Cayman property market is huge and thus, it is difficult to choose from an entire lot of great houses. Select your property carefully. After all, it is you who would be relishing the sweetness of an island life, living in that house.
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5 things to know before you move to Cayman

Moving abroad is a dainty decision, not meant for someone who is closed to changes, hostilities and surprise hospitalities. No matter how well you are equipped to face the differences between your native nation and your adopted one, difficulties are bound to arise. The challenge is to focus on reducing those difficulties and kicking them behind, as you go ahead to embrace an entirely different culture. When it is about Cayman, well you can stay calm with assurance on many aspects. Crime rate is amazingly low here, the island is simply beautiful and people are super-warm. Cayman real Estate is huge and hence, you are sure to find a good comfy place to stay. Given all this, there are certain things you need to know about living in Cayman Islands. Here are 5 such things

• Permanent residency is a tough cookie to crack in Cayman. A person has to wait for eight years before he can file for residentship. That too, entails a varied number of rules and regulations. Work permits are admissible till then. Except for the case, where your spouse is a Caymanian, (which is unlikely if you are moving here for the first time), being a permanent resident might need a lot of legalities to deal.
• Employment opportunities are growing in Cayman, we don't doubt that! Foreign workforce stays welcome on behalf of various MNCs, who have their headquarters based in Cayman; no matter how the global economy changes colors. Still, employment might involve commendable search through the recruitment agencies if it is not your present organization that is voting for your stay at Cayman. Cayman natives enjoy an obvious job preference.
• If you are shifting with your family, things might have to be done with greater care. Deciding on which area of the county you would stay, is the first challenge. Let's accept it, Cayman would be featuring an expensive lifestyle. So boiling down to a reasonable stay option is important. Real estate agencies are there to help you choose from a hoard of Cayman properties. Just make sure you catch hold of the right agent.
• If you have pets with you, you need to put in some amounts of extra efforts. There are a measured number of houses that would possess facilities suitable to pet-cuddlers. There is an animal care unit in Cayman, that takes care of diseased tame animals. Make your research in advance.
• Driving rules in Cayman might seem alien to you. People here drive on the left and there are a lot of round-abouts. It might take a bit for you to get used to the driving rules here, which are, any day, quite strict. Forgetfulness of road discipline could cost a heavy penalty.

There are a large number of other things that you might want to consider. Practically speaking, you come to know about a place only when you personally move there. All the best for your Cayman adventure!